Multi-currency wallets for USD, EUR, GBP, MXN plus on-chain USDC/USDT payouts. KYC verified instantly. No hidden fees. Built for businesses operating across borders.
KYC verified instantly via Didit. No branch visit, no document uploads, no waiting weeks.
Hold USD, EUR, GBP, MXN in one account. Plus on-chain USDC/USDT payouts on 4 chains.
£0/month. No minimum balance. No hidden charges. No per-transaction fees on inbound payments.
ACH for USD, SEPA for EUR, Faster Payments for GBP, SPEI for MXN — your clients pay locally, you receive instantly.
See what you save vs. traditional banks and other fintechs
| Feature | 1TCH | Traditional bank | Other fintech |
|---|---|---|---|
| Monthly fee | £0 | £10–£50 | £0–£25 |
| Currencies | USD, EUR, GBP, MXN | GBP only | GBP, EUR |
| KYC speed | < 60 seconds | 1–2 weeks | 1–3 days |
| Crypto payouts | USDC, USDT (4 chains) | No | No |
| International wire cost | Network fee (~$1–3) | £20–£35 | £0–£15 |
| FX markup | Transparent | 2–4% | 0.5–2% |
| Minimum balance | None | £1,000+ | None |
Enter your email and create a password. Takes 30 seconds.
Scan your ID with your phone. Didit KYC approves in under 60 seconds.
Activate USD, EUR, GBP, MXN accounts. Share details with clients. Receive payments instantly.
A UK business billing $10,000/month to US clients and paying €3,000 to EU contractors loses £315/month to wire fees and FX markups at a traditional bank. With 1TCH, local rails cost nothing.
Open your free accountYes. £0/month, no setup fee, no minimum balance, no per-transaction fee on inbound payments. You only pay network costs (~$1–3) when withdrawing as on-chain USDC.
Under 60 seconds. Our Didit-powered KYC verifies your government ID instantly through your phone camera — no document uploads, no video calls, no branch visit.
Yes. You get local account details in USD (ACH routing), EUR (IBAN), GBP (sort code), and MXN (CLABE). Your international clients pay via local rails with no wire fees.
No. 1TCH supports businesses registered in any country. You need a registered company and to pass business KYB verification, or you can open an individual account with personal KYC.
Yes. 1TCH uses Bridge.xyz for regulated money movement and AML/CTF compliance. Customer funds are safeguarded in ring-fenced accounts in compliance with FCA Electronic Money Regulations — 100% protected with no upward limit.
Free. No monthly fees. No minimum balance. KYC in 60 seconds.
Create your free account