Payment Links and Invoices: Get Paid from Anyone, Anywhere with Shareable Crypto Payment Links

What Are Payment Links and Invoices?

A payment link is a shareable URL that lets anyone pay you — no app download, no wallet setup, no account required on the payer's side. When you create a payment link on 1TCH, you generate a branded checkout page that describes what you are charging for, the amount, the currency, and the accepted payment methods. The payer opens the link, chooses how to pay, and the funds land in your 1TCH wallet.

Payment links turn into invoices when you add billing details — a customer name, a due date, line items, and a reference. The result is a professional invoice your customer can settle with a single click, using a wire transfer, ACH, SEPA, UK Faster Payments, or a stablecoin transfer.

Why Payment Links Matter

Traditional invoicing forces customers through clunky bank portals, manual reference entry, and reconciliation headaches. Payment links eliminate all of that:

• No wallet required — the payer does not need a crypto account or a 1TCH account to pay you.
• Multiple rails — the same link can be settled by wire, ACH, SEPA, Faster Payments, or USDC / USDT.
• Automatic reconciliation — every payment is matched to the link that generated it, so you always know which invoice was paid.
• Global reach — share a link by email, chat, or SMS and get paid from any country.

How a Shareable Payment Link Works

Creating a payment link on 1TCH takes seconds. You enter an amount, select a currency (USD, EUR, GBP, CHF, JPY, or a stablecoin), add an optional description, and generate the link. 1TCH produces a unique URL you can copy and send to anyone.

When the payer opens the link, they see a clean checkout page with:

• The amount and currency you requested.
• A description of what the payment is for.
• The available payment methods, including local fiat rails and stablecoins.
• Clear deposit instructions for the rail they choose.

Once the payment settles, 1TCH credits your wallet and marks the link as paid — no manual matching required.

Payment Links vs Traditional Invoices

A traditional invoice is a static document: a PDF with your bank details that the customer must retype into their banking app. A payment link is an interactive checkout that guides the customer to the fastest settlement path:

• Speed — a link can be paid in minutes via stablecoin; a PDF invoice often waits days for a bank transfer.
• Accuracy — the payer cannot mistype the amount or reference because the link pre-fills everything.
• Flexibility — the same link supports multiple currencies and rails, so the customer pays the way that suits them.
• Tracking — you see in real time whether a link has been opened, paid, or is still pending.

Use Cases for Payment Links and Invoices

Payment links fit almost any billing scenario:

• Freelancers and consultants — send a link after a project instead of waiting for a bank transfer.
• E-commerce and services — embed a link in a confirmation email so customers pay instantly.
• International B2B — invoice a European client in EUR via SEPA and an American client in USD via ACH, from the same dashboard.
• Crypto-native businesses — accept USDC or USDT from customers who prefer stablecoins, while still offering fiat rails to everyone else.
• Donations and tips — share a link on social media and collect support in any currency.

Getting Paid in Stablecoins

One of the most powerful features of a 1TCH payment link is stablecoin settlement. When a customer pays with USDC or USDT, the transfer settles on-chain in minutes — no bank holidays, no correspondent bank delays, no weekend holds. This is especially valuable for cross-border payments, where a traditional wire can take 2–5 business days and cost $30–50 in fees.

Stablecoin settlement also means you can get paid by customers who do not have a bank account in your currency but do have a crypto wallet — opening up markets that traditional invoicing cannot reach.

Combining Fiat Rails and Crypto in One Link

The same payment link can offer both fiat and crypto options, so the customer chooses what works for them. A US customer can pay by ACH, a European customer by SEPA, a UK customer by Faster Payments, and a crypto-native customer by USDC on Solana — all from the same URL. You receive the funds in your 1TCH multi-currency wallet and can hold, convert, or send them onward.

Security and Reconciliation

Every payment link is tied to your verified 1TCH account, and every settlement is recorded with a unique reference that makes reconciliation automatic. You never have to match a bank statement line to an invoice by hand — 1TCH does it for you. And because the link is hosted on 1TCH infrastructure, customers see a branded, trustworthy checkout instead of a raw wallet address.

Start Collecting Payments with Links Today

Shareable payment links and invoices are the fastest way to get paid from anyone, anywhere — across wire, ACH, SEPA, UK Faster Payments, and stablecoins. Open a 1TCH account, verify in under a minute, and generate your first payment link in seconds. Your customers pay the way that suits them, and you receive the funds in a single multi-currency wallet — with automatic reconciliation and no manual matching.